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Emergency care for accidents at work with WERO products

When is an accident at work considered to have occurred?

An accident at work, also known as an occupational accident, is an accident that occurs to the employee on the way to work, also known as a commuting accident, or during working hours on the company premises - i.e. in direct connection with the insured activity.

This also distinguishes it from leisure accidents. These occur in the personal sphere of the accident victim. The Occupational Health and Safety Act (ArbSchG), the Occupational Safety Act (ASiG) and the Social Code SGB VII "Statutory Accident Insurance" form the legal core for accidents at work.

What criteria must be met for an accident at work to be recognised?

The responsible insurance provider decides when an accident is recognised as an accident at work. The following requirements must be met:

  • There must be an insured activity
  • The accident at work must have resulted in damage to health.
  • The accident must have had an external impact on the body of the injured person.

Our product recommendations for a variety of wounds:

New
75Tactical CFR1 Rucksack
Das CFR-System von 75TACTICAL ist ein modulares System. Es gibt verschiedene, optionale Ausstattungskomponente, die eine individuelle Einrichtung der Packgefäße ermöglichen. Dazu gehören unter anderem breite und schmale Stege zur Fächereinteilung, klettbare Taschen und Schlaufenaufnahmen sowie ein Deckelfach für verschiedenartigste Ausrüstung. Innen sind die Packgefäße mit großflächigen Klettpartien (Flausch) ausgestattet, auf denen der Anwender nach eigener Vorliebe und Arbeitsweise Taschen in unterschiedlichen Ausführungen und Abmessungen per Hakenklett einkletten kann.

€239.79*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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Stk
Abdominal Aortic & Junctional Tourniquet-Stabilised (AAJT-S)
The Abdominal Aortic & Junctional Tourniquet-Stabilized (AAJT-S) is the world's only multifunctional life-saving tourniquet for use in the armpit, abdomen, groin to control junctional and pelvic bleeding and to stabilise pelvic fractures and Zone 3 REBOA.

€582.62*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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Pcs
Advanced Ranger First Responder Handbook
Advanced Ranger First Responders (ARFR) are equipped with an advanced set of procedures, medications and training. Their training focuses on specific medical skills for first responders to ensure a higher level of trauma care during ranger operations. ARFRs are expected to provide limited trauma and emergency care in a tactical or challenging environment, either independently or in support of a medical provider. They are proficient in advanced medical procedures and are able to administer basic medications. The skills taught in this manual expand on the fundamentals of Tactical Combat Casualty Care (TCCC).

€46.01*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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Pcs
New
Alpine first aid kit
Alpine first aid kits Safety in the great outdoors Together with our partner Alpine First Aid (www.alpine-erstehilfe.de), we have put together first aid kits for a wide range of outdoor activities. There are three different versions: light and quick - Always have the most important things with you with low weight and small pack size Standard - For treating minor to moderate injuries Guide - Comprehensive range for treating medium and large injuries Each variant is also available in a Basic and a Pro version. In the Pro version, the bandage pack is replaced by a 10 cm emergency bandage.

€35.99*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

New
Arrow® T-POD™
Trauma patients in emergency situations. The T-POD™ reduces blood loss and effectively relieves pain, making it an indispensable tool in first aid.Innovative design and ease of use of the Arrow T-POD™Thanksto its ingenious pulley system, the Arrow T-POD™ enables even, circular compression of the pelvis, which can be applied with minimal effort by a single person. This system not only provides stable fixation, but can also be easily adjusted to different body sizes - from children to adults.Compatibility and radiolucencyTheArrow T-POD™ is fully radiolucent and CT-permeable and does not need to be removed for imaging procedures. As it contains no metal components, it is also suitable for use in MRI machines. The Arrow T-POD™ comes with space-saving packaging and a radiopaque label to ensure safe use.Universal fit and customisable sizeWithits universal size, the Arrow T-POD™ can be used on patients of different stature. If required, several straps can be connected together or the length can be customised to ensure an optimal fit. This makes it particularly flexible and suitable for use in a wide range of emergency scenarios.Easy handling and storageThecompact and lightweight design of the Arrow T-POD™ ensures that it can be easily stowed away in emergency kits. The ease of use and clear instructions allow the strap to be applied in seconds - a valuable feature in critical situations where every second counts.Safe materials and disposable designTheT-POD™ is made from high quality, latex-free materials and is intended for single use to ensure the highest standards of hygiene. This minimises the risk of cross-contamination and makes it ideal for use in emergency medicine. Models: Black NSN-No.: 6515-01-526-1175 Dimensions: 20 cm x 15 x 8 cm Weight: 270 g Orange colour NSN No. 6515-01-526-2788 Dimensions: 20 cm x 15 x 8 cm Weight: 270 g

€198.14*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

Bag for Rescue Essentials QuikLitter™ Lite
The Rescue Essentials QuikLitter™ Lite pouch can be attached to various waistcoats, bags and backpacks. The front of the pouch features MOLLE lasercuts for attaching additional items. Internal adjustment straps allow the contents to be securely fixed in their place. The pouch can also be used as a practical additional pouch for various accessories.

€40.46*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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Pcs
New
Beacon™ Chest Seal
The Beacon™ Chest Seal is an advanced sealing wound dressing for the treatment of open chest wounds. Penetrating injuries to the chest that cause open chest wounds can lead to tension pneumothorax, one of the most common preventable causes of death on the battlefield. The Beacon™ Chest Seal is specially designed with a medical grade hydrogel adhesive that is strong enough to adhere to skin that has come into contact with blood, sweat, hair, sand or water. Different versions Non-vented versionVented version: 4 valves (ventilation channels)Twin pack vented version: 2 separately packaged chest sealsCombo version: 1x non-vented, 1 x vented in one pack

€16.90*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

Benchmade® 7 Rescue Hook
The Benchmade® 7 Rescue Hook was specially developed for rapid deployment in rescue situations. Thanks to its simple design, the Benchmade® 7 Rescue Hook is immediately at hand and easy to use. It can usually still be used even in cold, wet or injured hands. Thanks to its special design, the blade cannot get caught or snag on the cutting edge.The Benchmade® 7 Rescue Hook is suitable for use as a cutting hook, belt knife or rope cutter.

€65.45*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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Pcs
New
Blizzard EMS Trauma Decke
Die Blizzard EMS Trauma-Decke wurde entwickelt, um Hypothermie bei Traumapatienten zu behandeln, insbesondere in Fällen von Blutungen, Verbrennungen, Witterungseinflüssen und Eintauchen in Wasser. Ihr 2-lagiges Reflexcell™-Material bietet eine unvergleichliche Wärmeisolierung (TOG 5) zum Schutz vor widrigen Witterungsbedingungen oder zur Behandlung von Unterkühlung. Dank ihres kompakten Designs lässt sie sich bequem im Rucksack oder in der persönlichen Erste-Hilfe-Tasche (IFAK) verstauen.

€42.25*
incl. VAT plus shipping costs

Available, delivery time: 1-3 days

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When does an accident at work have to be reported?

An accident at work must be reported if an insured person is injured or killed as a result of the accident. In the event of an injury, the incapacity to work must last longer than three days for the employer to report the accident to the accident insurance institution. Serious injuries also require a report to the occupational health and safety department of the competent state authority.

When is insurance cover provided?

Insurance cover is provided for activities that are directly related to the insured activity, e.g. when renewing, transporting, storing and maintaining work equipment. Employees are also insured during company sports, company outings and company parties as well as school pupils during school outings and school parties, provided these are organised by the school.

When is there no insurance cover?

An accident at work requires a temporary external event that affects the body and leads to damage to health. Injuries or damage to health without external impact, such as swallowing, are not insured. Property damage is also not covered by statutory accident insurance unless it is caused by first aid measures or is directly related to the accident at work.

Accident at work in the home office

In principle, an accident while working from home can also be categorised as an accident at work in accordance with the new provisions of Section 8 (1) sentence 3 SGB VII. Accident insurance cover when working from home requires an explicit agreement between the employer and employee and is usually set out in writing in the form of a supplementary agreement to the employment contract.

When is an accident while working from home considered an accident at work?

An accident in the home office is considered an accident at work if the accident occurred as a result of the insured activity and the preceding action serves the business purpose: If the employee falls down the basement stairs on the way to the home office to organise files or connect the work mobile phone, this is considered an accident at work. The situation is different if a private parcel is delivered and the employee is injured on the way to the front door.

How do I report an accident at home?

The accident should be reported to the employer in writing as soon as possible. The course of the accident should be described as precisely as possible and preferably documented with photos. Any witnesses should also be named immediately.

The correct behaviour in the event of an accident at work

1. Provide first aid and make an emergency call

If the accident has occurred at work, the company's internal reporting chain should be activated immediately and, depending on the severity of the injury, the emergency services should be called.

2. Documentation in the dressing book

All accidents and injuries in the workplace must be documented: In addition to the physical reporting pad, WERO has designed a digital first aid book. This makes it easier to make entries, eliminates the need for physical filing and other work steps and also complies with the GDPR.

3. Consult an emergency doctor

If the injury is not so serious that the person concerned needs to go to hospital, a transit doctor will be called in. This is a medical expert who specialises in accidents at work.

4. Reporting an accident at work

The statutory accident insurance institution of the respective company decides whether an accident is categorised as an accident at work. The personnel management must submit the accident report in the form of a written accident report accordingly. The commercial employers' liability insurance association is responsible for private commercial enterprises, the agricultural employers' liability insurance association is responsible for agriculture and forestry, and the public sector accident insurance provider is responsible for the public sector and social institutions.

5. Check entitlement to injury benefit

Injury benefit is paid in the event of incapacity to work as a result of an accident at work or an occupational disease (illness as a result of an occupational activity, e.g. caused by chemicals). The employers' liability insurance associations pay the injury benefit after the end of the continued payment of remuneration by the employer and during the period of medical rehabilitation.

Ein Bauarbeiter hält sich den Ellenbogen, während ein weiterer per Funk Hilfe anfordert

Continued payment of remuneration after an accident at work

In the first six weeks after an accident at work, the continued payment of wages is no different from that for a normal illness. After that, the injured employee receives an injury benefit from the responsible insurance provider amounting to 80 per cent of the normal salary.

If a child under the age of twelve has an accident at school or on the way to school, a parent can be released from work to look after the child and receive child injury benefit. The prerequisite for this is a medical certificate confirming that the child is in need of care.

What are the preparations for a possible accident at work?

The following measures should be taken internally before a possible accident and checked regularly:

  1. Is the reporting chain known and can the emergency call be made quickly?
  2. Are the contact details of the emergency doctor known?
  3. Is sufficient first aid material available in accordance with Section 25 (2) of DGUV Regulation 1?
  4. Who checks the first aid boxes regularly and when?
  5. Is there a first aid room in accordance with Section 25 (4) of DGUV Regulation 1 and is it equipped accordingly?
  6. Are the first aid materials, equipment and facilities properly labelled?
  7. Is the required percentage of first aiders available for the company and distributed across all shifts?
  8. Are the first aiders known to all employees and are they trained accordingly and receive further training every two years?
  9. Are employees instructed at least once a year in accordance with §4 of the DGUV regulation? Is a company paramedic necessary?
  10. Are first aid measures recorded correctly and handled in accordance with data protection law?

WERO services address precisely these challenges and operational requirements. Our specialist and medical product consultants will be happy to instruct your employees accordingly, check the available first aid material and regularly check that it is complete. You can find our entire WERO4YOU range of services here.